When purchasing a home with an FHA loan, is the seller required to use a HVAC certified tech to repair heaters?
Sunshine asked:
When purchasing a home with an FHA loan, is the seller required to use a HVAC certified tech to repair heaters? We recently purchased a home and went FHA with our loan. We have recently run into problems with the oil boiler that the seller was supposed to have had fully serviced before we moved in. I’m trying to find the best way to go about getting this unit replaced or properly repaired without taking from my own pocket. We’ve had several techs look at it and agree that it’s been leaking for quite some time. We just moved in the house in June. We did purchase a home warranty but that seems to be a joke as they will only cover $1500 of the cost to replace the boiler, we’d be responsible for paying the additional $5883!!!
When purchasing a home with an FHA loan, is the seller required to use a HVAC certified tech to repair heaters? We recently purchased a home and went FHA with our loan. We have recently run into problems with the oil boiler that the seller was supposed to have had fully serviced before we moved in. I’m trying to find the best way to go about getting this unit replaced or properly repaired without taking from my own pocket. We’ve had several techs look at it and agree that it’s been leaking for quite some time. We just moved in the house in June. We did purchase a home warranty but that seems to be a joke as they will only cover $1500 of the cost to replace the boiler, we’d be responsible for paying the additional $5883!!!
(Please don’t tell me that I should convert…that seems to be what everyone wants to tell me. But that is not the issue right now.) Thanks for any help!!
furnace service Chester
furnace install Chester
I would suggest talking to your real estate agent and let them know what is going on with the faulty boiler.
Real Estate office have lawyers that can help or at least advise on issues like this. There should be paragraphs in your purchase agreement that may address this type of issue.
If you did not go thru a real estate office then you should contact a lawyer and see if you have any recourse.
There are free legal services out there that can help point you in the right direction.
Last resort, purchase the new boiler or an upgraded more energy-efficient model and pay over time if you can’t afford the up front cost all at once. The warranty may be able to help with at least the $1500.
Shop around too for energy efficient options. This will pay off greatly over the long run.